Frequently Asked Questions

PAYME / Concept under development

Clear answers about PAYME’s current status and the proposed payment experience.

Is PAYME available now?

PAYME is a concept under development. The website explains proposed services and offers illustrative demonstrations. It does not process payments or hold customer funds.

Do customers need a new QR code for every purchase?

The local concept uses one reusable QR identifier per merchant. A supported payment experience would identify the merchant, accept an amount and ask the customer to authorise the payment. Partner compatibility remains to be established.

Will scanning any bank app complete a payment?

That cannot be promised. QR compatibility, bank authorisation, verification and settlement depend on the standards and integrations supported by the selected licensed partners.

Are China and Europe payment routes open?

No route is confirmed. Each direction needs its own partner, currency, eligibility, documentation and operational assessment. Europe is a regional description, not a promise of access to every country.

What are the fees and exchange rates?

Commercial pricing is not yet confirmed. The estimator uses editable hypothetical values, never live market rates. A future authorised provider would disclose applicable costs before authorisation.

Does PAYME have a confirmed banking partner?

No banking or payment partnership is being announced on this website. Institutions can submit an enquiry when partnership registration opens.

Does joining guarantee access or a launch date?

No. Joining expresses interest. It does not open a payment account, guarantee acceptance, reserve a rate or create a right to transact.

How do I manage my information?

Use the privacy contact once published to request access, correction, withdrawal or deletion. Never submit bank credentials or identity documents through these enquiry forms.

Take the next step

Explore how PAYME is intended to work or register your interest when enquiries open. No payment service is currently available.

What can Mary help me with?

When the AI connection is activated, Mary can explain the PAYME concept, reusable merchant QR, collections, invoicing, payment safety and international trade payment concepts. She uses PAYME’s public site information and general AI knowledge. She cannot access financial accounts, perform transactions or verify live rates. You choose whether to send chat messages to the AI provider.