PAYME / Concept under development
Practical collection and payment-record concepts for Nigerian merchants, traders, retailers and SMEs.

Illustrative AI-generated scene. No customer relationship or institutional partnership is implied.A connected collection workflow
PAYME aims to make payment requests easier to recognise and match to business activity. QR identifiers, collection references, invoices and links would connect the request with the resulting provider status.
Built around supported channels
Compatibility with banks, apps and transfer infrastructure must be established through the selected licensed partners. PAYME does not promise that every existing bank app can scan or authorise the proposed QR experience.
Merchant visibility
The proposed dashboard would distinguish a request, a pending transfer, a completed collection and any failed or returned transaction. A merchant should release goods based on verified status under the agreed operational rules.
Merchant QR payments
One reusable merchant code, designed around a clear customer authorisation journey.
Explore solution ↗Bank transfer collections
A proposed way to match incoming transfers with business records.
Explore solution ↗Payment links
Share a request and keep the payment context attached.
Explore solution ↗Digital invoicing
Present itemised requests and follow up on outstanding invoices.
Explore solution ↗Merchant dashboard
Explore collections, invoices and payment statuses in one workspace.
Explore solution ↗Supplier payments
Prepare business payments with clear supplier references.
Explore solution ↗Take the next step
Explore how PAYME is intended to work or register your interest when enquiries open. No payment service is currently available.