Local Payments

PAYME / Concept under development

Practical collection and payment-record concepts for Nigerian merchants, traders, retailers and SMEs.

Illustrative Nigerian shopkeeper and buyer scanning the branded white PAYME QR board.
Illustrative AI-generated scene. No customer relationship or institutional partnership is implied.

A connected collection workflow

PAYME aims to make payment requests easier to recognise and match to business activity. QR identifiers, collection references, invoices and links would connect the request with the resulting provider status.

Built around supported channels

Compatibility with banks, apps and transfer infrastructure must be established through the selected licensed partners. PAYME does not promise that every existing bank app can scan or authorise the proposed QR experience.

Merchant visibility

The proposed dashboard would distinguish a request, a pending transfer, a completed collection and any failed or returned transaction. A merchant should release goods based on verified status under the agreed operational rules.

01

Merchant QR payments

One reusable merchant code, designed around a clear customer authorisation journey.

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02

Bank transfer collections

A proposed way to match incoming transfers with business records.

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04

Digital invoicing

Present itemised requests and follow up on outstanding invoices.

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05

Merchant dashboard

Explore collections, invoices and payment statuses in one workspace.

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Take the next step

Explore how PAYME is intended to work or register your interest when enquiries open. No payment service is currently available.